Make payments in 28 local currencies
With the Lano Wallet, teams can pay employees in multiple countries with one click
Easy & fast
Pay your employees and contractors in one click from within the Lano platform.
Lower Fees
Save money on fees with competitive foreign exchange rates.
Transparency
Receive clear cost and fee breakdown from the start with the Lano Wallet.
Save Money with Better FX Spread
Our foreign exchange (FX) spread gives you a competitive advantage on payroll costs. With the Lano Wallet, you know the costs and fees upfront which takes away the guessing of how much you will owe each month.
Avg. Lano FX Spread:
1.25%
*
* Customers save on 2-4% on avg. when using the Lano Wallet
Avg. Bank FX Spread:
3-5%
Lano Wallet Country Coverage
Filter by country...
Beneficiary Country | Local Currency | Local Currency Payout | USD Payout | GBP Payout | EUR Payout |
|---|---|---|---|---|---|
Aland Islands | EUR | Local | SWIFT | SWIFT | Local |
Andorra | EUR | Local | SWIFT | SWIFT | Local |
Argentina | ARS | Contact Us | SWIFT | SWIFT | SWIFT |
Australia | AUD | Local | SWIFT | SWIFT | SWIFT |
Austria | EUR | Local | SWIFT | SWIFT | Local |
Bahrain | BHD | SWIFT | SWIFT | SWIFT | SWIFT |
Bangladesh | BDT | Contact Us | SWIFT | SWIFT | SWIFT |
Belgium | EUR | Local | SWIFT | SWIFT | Local |
Bolivia | BOB | Contact Us | SWIFT | SWIFT | SWIFT |
Bosnia and Herzegovina | BAM | Contact Us | SWIFT | SWIFT | SWIFT |
Brazil | BRL | Contact Us | SWIFT | SWIFT | SWIFT |
Bulgaria | BGN | Local | SWIFT | SWIFT | SWIFT |
Canada | CAD | Local | SWIFT | SWIFT | SWIFT |
Cayman Islands | EUR | SWIFT | SWIFT | SWIFT | SWIFT |
Chile | CLP | Contact Us | SWIFT | SWIFT | SWIFT |
China | CNY | Contact Us | SWIFT | SWIFT | SWIFT |
Colombia | COP | Contact Us | SWIFT | SWIFT | SWIFT |
Croatia | HRK | Local | SWIFT | SWIFT | Local |
Cyprus | EUR | Local | SWIFT | SWIFT | Local |
Czech Republic | CZK | Local | SWIFT | SWIFT | Local |
Denmark | DKK | Local | SWIFT | SWIFT | Local |
Ecuador | USD | SWIFT | SWIFT | SWIFT | SWIFT |
Estonia | EUR | Local | SWIFT | SWIFT | Local |
Faroe Islands | DKK | SWIFT | SWIFT | SWIFT | SWIFT |
Finland | EUR | Local | SWIFT | SWIFT | Local |
France | EUR | Local | SWIFT | SWIFT | Local |
French Guiana | EUR | Local | SWIFT | SWIFT | Local |
Georgia | GEL | Contact Us | SWIFT | SWIFT | SWIFT |
Germany | EUR | Local | SWIFT | SWIFT | Local |
Gibraltar | GBP | Local | SWIFT | Local | Local |
Greece | EUR | Local | SWIFT | SWIFT | Local |
Greenland | DKK | Local | SWIFT | SWIFT | SWIFT |
Guadaloupe | EUR | Local | SWIFT | SWIFT | Local |
Guernesey | GBP | Local | SWIFT | Local | Local |
Holy See (Vatican City) | EUR | Local | SWIFT | SWIFT | Local |
Hong Kong | HKD | Local | SWIFT | SWIFT | SWIFT |
Hungary | HUF | Local | SWIFT | SWIFT | Local |
Iceland | ISK | Contact Us | SWIFT | SWIFT | Local |
India | INR | Local | SWIFT | SWIFT | SWIFT |
Indonesia | IDR | Local | SWIFT | SWIFT | SWIFT |
Ireland | EUR | Local | SWIFT | SWIFT | Local |
Isle of Man | GBP | Local | SWIFT | Local | Local |
Israel | ILS | SWIFT | SWIFT | SWIFT | SWIFT |
Italy | EUR | Local | SWIFT | SWIFT | Local |
Japan | JPY | SWIFT | SWIFT | SWIFT | SWIFT |
Jersey | GBP | Local | SWIFT | Local | Local |
Kenya | KES | SWIFT | SWIFT | SWIFT | SWIFT |
Kuwait | KWD | SWIFT | SWIFT | SWIFT | SWIFT |
Latvia | EUR | Local | SWIFT | SWIFT | Local |
Liechtenstein | EUR | Local | SWIFT | SWIFT | Local |
Lithuania | EUR | Local | SWIFT | SWIFT | Local |
Luxemburg | EUR | Local | SWIFT | SWIFT | Local |
Malaysia | MYR | Local | SWIFT | SWIFT | SWIFT |
Malta | EUR | Local | SWIFT | SWIFT | Local |
Martinique | EUR | Local | SWIFT | SWIFT | Local |
Mayotte | EUR | Local | SWIFT | SWIFT | Local |
Mexico* | MXN | Local | SWIFT | SWIFT | SWIFT |
Monaco | EUR | Local | SWIFT | SWIFT | Local |
Nepal | NPR | Contact Us | SWIFT | SWIFT | SWIFT |
Netherlands | EUR | Local | SWIFT | SWIFT | Local |
New Zealand | NZD | SWIFT | SWIFT | SWIFT | SWIFT |
Nigeria | NGN | Contact Us | SWIFT | SWIFT | SWIFT |
Norway | NOK | Local | SWIFT | SWIFT | Local |
Oman | OMR | SWIFT | SWIFT | SWIFT | SWIFT |
Pakistan | PKR | Contact Us | SWIFT | SWIFT | SWIFT |
Peru | PEN | Contact Us | SWIFT | SWIFT | SWIFT |
Philippines | PHP | Local | SWIFT | SWIFT | SWIFT |
Poland | PLN | Local | SWIFT | SWIFT | Local |
Portugal | EUR | Local | SWIFT | SWIFT | Local |
Qatar | QAR | SWIFT | SWIFT | SWIFT | SWIFT |
Reunion | EUR | Local | SWIFT | SWIFT | Local |
Romania | RON | Local | SWIFT | SWIFT | Local |
Saint Barthelemy | EUR | Local | SWIFT | SWIFT | Local |
Saint Martin | EUR | Local | SWIFT | SWIFT | Local |
Saint Pierre and Miquelon | EUR | Local | SWIFT | SWIFT | Local |
San Marino | EUR | Local | SWIFT | SWIFT | Local |
Saudi Arabia | SAR | SWIFT | SWIFT | SWIFT | SWIFT |
Singapore | SGD | Local | SWIFT | SWIFT | SWIFT |
Slovakia | EUR | Local | SWIFT | SWIFT | Local |
Slovenia | EUR | Local | SWIFT | SWIFT | Local |
South Africa | ZAR | SWIFT | SWIFT | SWIFT | SWIFT |
Spain | EUR | Local | SWIFT | SWIFT | Local |
Sri Lanka | LKR | Contact Us | SWIFT | SWIFT | SWIFT |
Sweden | SEK | Local | SWIFT | SWIFT | Local |
Switzerland | CHF | SWIFT | SWIFT | SWIFT | Local |
Taiwan | TWD | Contact Us | SWIFT | SWIFT | SWIFT |
Thailand | THB | SWIFT | SWIFT | SWIFT | SWIFT |
Turkey | TRY | SWIFT | SWIFT | SWIFT | SWIFT |
Uganda | UGX | SWIFT | SWIFT | SWIFT | SWIFT |
Ukraine | UAH | Contact Us | SWIFT | SWIFT | SWIFT |
United Arab Emirates (UAE) | AED | SWIFT | SWIFT | SWIFT | SWIFT |
United Kingdom (UK) | GBP | Local | SWIFT | Local | Local |
United States of America (USA) | USD | Local | Local | SWIFT | SWIFT |
Uruguay | UYU | Contact Us | SWIFT | SWIFT | SWIFT |
Vietnam | VND | Contact Us | SWIFT | SWIFT | SWIFT |
*The information here is provided for illustrative purposes only and is not intended to constitute any offer or solicitation. The exchange rates above are mere approximations based on comparing Lano’s embedded fintech infrastructure with publicly available mid-market rates and are not updated in real time.
Please seek advice from your Lano Account Manager for particular information.
Lano Wallet FAQs
What is a beneficiary country?
What is a payout currency (ie. USD Payout)?
What is FX Spread?
What is the difference between a SWIFT and Local transactions?
What are the fees associated with SWIFT and Local transactions?
How does Lano offer lower exchange rates than other banks?
What is Lano?
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